Indian Bank Marketing and Banking Aptitude Questions

Indian Bank Marketing and Banking Aptitude Questions

Q1.‘Global Market’ means market of?1) USA2) China3) OPEC members4) European Union Countries5) All major countries and their alliances
Q2. Growth for 2011-12 has been -8.8% was the news in major news papers. This means which of the following grew at this rate during that period?1) GDP2) Money supply3) Foreign Exchange Reserves4) Inflation5) Price Index
Q3. What is the full form of  LAF?1) Liquid Advance & Finance2) Liquidity Adjustment Facility3) Legal Adjournment Facility4) Local Advance Finance5) Late Arrival of Finance
Q4. Headquarter of the International Monetary Fund (IMF) is in?l) Geneva2) Paris3) London4) Manila5) Washington DC
Q5. As per newspaper reports ANZ was given licence to open branch in Mumbai. ANZ is a bank based in?1) Australia2) Argentina3) Afghanistan4) Angola5) Austria

Q6. Whenever somebody needs foreign-currency against Indian Rupee, banks give equivalent amount of desired currency based on prevalent?1) Bank Rate2) Currency rate3) policy rate4) exchange rate5) base rate
Q7. Banks recover term loan from the parties in EMIs. What the letter ‘E’ represents in the term?1) Easy2) Effective3) Equated4) Essential5) Economical
Q8. Which of the following is NOT a scheduled Commercial Bank?1) IDBI Bank2) Axis Bank3) HDFC Bank4) NABARD5) Kotak Mahindra Bank
Q9. POSCO is a company which manufactures?1) Cement2) Penna products3) Sugar4) Textiles5) Steel
Q10. The financial results of banks and other organizations normally are expressed in quarters. What does Q -1 means?1) Results of January – March2) Performance during April-June3) Profits during July -September4) The period when the profits were highest5) None
Q11. Which of the following certainly is an effort in the direction of Financial Inclusion?1) Internet Banking2) Anywhere Banking3) No-frills Accounts4) Foreign Currency Accounts5) All of these
Q12. Which of the following organizations has offered a credit of US $225 million to India to mitigate impact of cyclones?1) IMF2) World Bank3) WTO4 ) ADB5) UNESCO
Q13. Who amongst the following Padma Bhushan Awardees is a famous banker?1) Mr. Azim H. Premji2) Mrs. Kapila Vatsyayam3) Mrs. Chanda Kochhar4) Mrs. Waheeda Rehman5) Mr. Brajesh Mishra
Q14. Wages to workers of which of the following is now revised and are based on the Consumer Price Index (CPI)?1) MGNREGA2) Anganwadi workers3) Teachers involved in Operation Black Board4) Health workers in Rural Areas5) None of these
Q15. Which of the following Acts is specially launched to facilitate banks in recovery of bad loans?1) RBI Act2) Banking Regulation Act3) Companies Act4) Income Tax Act5) SARFAESI Act
Q16. The financial assistance or loans of Rs.10,000/- by a bank very a small borrower will be called?1) Business finance2) Govt Finance3) Micro finance4) Small finance5) KYC finance
Q17. What does letter ‘P’ denote in the term ‘PAN’ issued by the Income Tax Department?1) Provisional2) Private3) Personal4) Permanent5) Postal
Q18. The Head Office of the Unique Identification Authority of India is located in ?1) Bangalore2) Mumbai3) New Delhi4) Chennai5) Hyderabad
Q19. As decided by the Govt. of India, home States will now get more shares in Power Generation. This will be upto __1) 25%2) 30%3) 40%4) 50%5) 65%
Q20. Who amongst the following can NOT work as a Business Corres-pondent, as given in the scheme launched by the banks?1) Kirana Store2) Post Office3) Self Help Group4) A Bank Officer5) Cooperative Society
Q21. Some banks are financing big projects like construction of Roads/Bridges etc. Financing to such projects means banks are helping exactly in?1) Infrastructure Development 2) Project Management3) Developing Core Sector Industry4) Financial Inclusion5) All of these
Q22. As we know lot of new concepts are being used in the field of banking these days. Which of the following is NOT one such conc-ept/product directly associated with banks?1) E-payment2) SMS Alert3) ATM Debit Card4) Demat Account5) Number Portability
Q23. Which of the following is NOT a Nationalized Bank ?1) UBI2) CBI3) Yes Bank4) Syndicate Bank5) Indian Bank
Q24. As predicted by the World Bank, Indian economy will grow faster than which of the following countries in 2012?1) China2) USA3) Japan4) France5) Germany
Q25. Who amongst the following cannot open an account in any bank in India?1) One who is not earning regularly2) A House wife3) A student of l0th Standard4) A farmer who owns a small piece of land5) An individual who is well to do out his source of income is not known
Q26. Which of the following banks has taken over the Centurion Bank of Punjab ?1) ICICI Bank2) IDBI Bank3) HDFC Bank4) AXIS Bank5) None of these
Q27. Inflation has become a major area of concern in India these days. What measures do the Government of India/ RBI norm-ally take to control the same?A) Fixation of Maximum Prices of the CommoditiesB) System of Dual pricesC) Increase in Supply of food grainsD) Control on credit and liquidity in market1) Only A2) Only B3) Only C4) Only B, C and D5) All of these
Q28. Which state government announ-ced that each village in the State with a population of 250 would be declared a “revenue village” for facilitating its development ?1) West Bengal2) Orissa3) Rajasthan4) Haryana5) None
Q29. Who among the following is the author of the novel “Without Dreams”?1) Shahbano Bilgrami2) Saeed Mirza3) Javed Akhtar4) Shabana Azmi5) None
Q30. The Government of India has set up Price Stabilisation Fund for four commodities. Which of the following is NOT covered by the scheme ?1) Tobacco2) Coffee3) Rubber4) Tea5) Jute
Q31. The organizing committee of FIFA World Cup announced the name of the country selected to host the event to be organized in 2014. Who is the host chosen for the same ?1) Russia2) Venzeula3) Bolivia4) Peru5) Brazil
Q32. Who among the following is the author of the book :’Half a life’?1) Mark Tully2) Deepak Chopra3) Chetan Bhagat4) Ved Mehta5) V.S. Neipaul
Q33. In which one of the following states, village level marketing platform has been set up for the first time in the country?1) Haryana2) Maharashtra3) Gujarath4) Bihar5) Kerala
Q34. With which one of the following sports, the name of Parupalli Kashyap is associated?1) Chess2) Tennis3) Badminton4) Athletics5) None of these
Q35. While passing the Finance Bill the Finance Minister agreed to with draw the controversial ‘misery tax’ on healthcare from the tax proposals. What did this ‘misery tax relate to?1) Expenditure tax for luxury treatment2) Service tax on air conditioned hospitals and diagnostics3) Sales tax on expensive healthcare4) GST on costly hospital and medical treatment5) None
Indian Bank Marketing and Banking Aptitude Questions

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